Has a friend, relative or colleague borrowed money from you? Read our article in which you outline smart strategies that will help you get your money back. Today, there are many different types of credit agreement forms, and the content of each credit agreement template differs from case to case. To keep things simple, let`s look at the personal credit agreement model, which is the most common case for a loan agreement form and can be used whenever the loan goes from one person to another. These include the credit agreement form for friends and the loan agreement form for families. Credit guarantee (personal) – If someone does not have enough credit to lend money, this form also allows someone else to answer if the debt is not paid.